Managing your money, whether it’s sticking to a budget, saving for a home, or planning for retirement, can feel overwhelming. But it doesn’t have to be. With the right support, financial planning becomes more than just numbers on a spreadsheet.
Unlike traditional banks, credit unions are owned by their members - people who live and work in the same communities they serve. That local connection means decisions are made close to home, with people, not profits, at the heart of every move.
A great example of this community-first approach is ‘Beer and Burger’ night, a fundraising event organized by the team at Envision Financial, a Division of First West Credit Union, in Kitimat to support the local food bank.
“Last September, we kicked off our first ‘Beer and Burger’ night, where we sold tickets and hosted a silent auction,” says Kayla Steponavicius, Senior Financial Advisor at Envision Financial in Kitimat. “The event was a huge success, raising over $2,000 for the Kitimat Food Bank. We’re already planning our next event and are eager to continue making a positive impact in our community.”
The fundraiser was a hit, demonstrating how local initiatives can bring people together for a common cause. By supporting events like this, Envision not only helps local families in need but also strengthens the community spirit that makes Kitimat such a special place to live.

Locally grown, personally invested
Beyond charitable programs, Envision is woven into the fabric of the community, supporting events like the ‘Light Up Kitimat’ and handing out candy at the ‘Halloween Howl’, while tackling serious issues like food insecurity. Their local roots and member-driven mission shape everything they do, from community support to personalized financial advice.
“Sometimes, putting all your eggs in one basket is the best move,” Steponavicius says. “When you’re working with people who understand your goals and genuinely care, managing your money becomes a lot less stressful.”
Having a single, trusted partner for all your financial needs - from day-to-day banking to long-term planning - means you get advice that fits your full financial picture. Whether you're saving for your first home, building an investment portfolio, or growing your business, Envision Financial offers the services and support to help you succeed.
“Some people assume credit unions can't offer the same services as the big banks, but Envision Financial provides everything from mortgages and refinancing to investment planning, all with a personal touch,” says Steponavicius.
When it comes time to remortgage, it’s not just about securing a new rate - it’s about understanding where you are in life and where you want to go. “We take the time to listen, explore your options, and tailor solutions that align with your goals, your budget, and your future,” Steponavicius adds.
From opening your first account to navigating life’s major milestones, Envision Financial is committed to making your banking experience simple, supportive, and local.
To learn more, visit envisionfinancial.ca or drop by the Kitimat branch to chat with a team that’s invested in you.